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Insurance Support Through AC Insurance Consultants

We work alongside AC Insurance Consultants to help landlords and homeowners explore suitable property insurance options, including landlord cover, home insurance, rent protection and legal expenses support.

Who Needs This Cover?

Property insurance is not just for experienced landlords. The right cover can help protect your property, income and peace of mind, especially if your circumstances are more complex than a standard owner-occupied home.

  • First-time landlords who are letting a property for the first time.
  • Buy-to-let investors who want cover tailored to rental property risks.
  • Portfolio landlords managing multiple properties or different tenancy types.
  • Holiday lets where cover may need to reflect short-term guest use.
  • Vacant properties where standard home insurance may not be suitable.
  • Properties being renovated where additional risk may need to be declared.

Types of Cover Available

Landlord Insurance

Cover designed for landlords, including buildings, contents, loss of rent and liability. AC Insurance can also help with policies for let, unoccupied or renovation properties.

Home Insurance

Protection for homeowners, including buildings and contents cover, personal possessions and liability.

Home Emergency Cover

Extra reassurance for plumbing, heating, electrics and emergency call-outs. Available for both landlords and homeowners.

Legal Expenses Insurance

Support for evictions, disputes, contract issues and debt recovery. Rent Guarantee Insurance can also be added where suitable.

Pet Damage Insurance

Useful for landlords offering pet-friendly homes, with cover for damage such as scratching, fouling, chewing or other pet-related damage.

Cover Comparison

Different landlords need different levels of protection. This table gives a simple overview of common cover types and why they matter.

Common property insurance options for landlords and homeowners
Cover Why it matters
Buildings Protects the structure of the property, including walls, roof, floors and permanent fixtures.
Contents Covers landlord-owned furnishings, appliances or items provided as part of the tenancy.
Rent Guarantee Helps protect rental income if a tenant defaults, subject to policy terms and eligibility.
Legal Expenses Provides assistance with legal costs in covered situations, such as certain tenancy disputes.
Home Emergency Support for urgent plumbing, heating or electrical issues that need prompt attention.